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Small business owner optimism is at a 6-month low – here’s why

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💥 Explore this insightful post from Investopedia | Expert Financial Advice and Markets News 📖 📂 Category: Economic News,News 💡 Main takeaway: Key takeaways A monthly survey of small business owners showed optimism in October fell for the second straight month to its lowest levels since April, with respondents citing concerns about a government shutdown.Small businesses reported difficulties recruiting qualified candidates, while sales and profit levels also fell in October. The end of the government shutdown may come just in time for small businesses, which have reported hiring difficulties, slowing sales and weak profits amid the business shutdown, a closely…

NeoClerks-partnership.md · GitHub

0 CommentsEntertainment

✨ Read this must-read post from Hacker News 📖 📂 Category: 💡 Here’s what you’ll learn: How I spent 18 months building an AI avatar platform through war, economic collapse, and 120-hour weeks—and why I'm now looking for a partner to help me turn this into a real business. Go ahead. Talk to the avatar for 2 minutes. Ask it anything in English. Watch how it responds in real-time with synchronized lip movements and natural conversation. I'll be here when you get back. The Current Situation (Being Completely Honest) I'm 35 years old. I live in Iran. I spent 18…

BBC under scrutiny for editing Trump’s January 6 speech

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✨ Read this insightful post from PBS NewsHour - Politics 📖 📂 Category: 📌 Key idea: Jeff Bennett: President Trump has threatened to sue the BBC for $1 billion, claiming the broadcaster distorted his role in the January 6 Capitol attack.According to Mr. Trump's legal team, a BBC documentary that aired ahead of the 2024 presidential election stitched together statements made by Mr. Trump to make it appear as if he urged his supporters to, in his own words, fight like hell immediately after directing them to march to the U.S. Capitol.In fact, the separation between the two lines was…

Caravaggio Review – A clear and intelligent portrait of the life and work of the art giant | film

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🚀 Explore this must-read post from Culture | The Guardian 📖 📂 Category: Film,Documentary films,Caravaggio,Christianity,Art and design,Culture,Religion,World news 💡 Key idea: TThe latest offering from the venerable show takes to the screen one of its most important events—and with a title like this, it might as well tread another hallowed ground: that of Derek Jarman, whose 1986 autobiography is arguably the most fascinating account of the great painter's life and death. By contrast, Caravaggio is a more traditional art-documentary treatment of its subject, exploiting the strengths that the EoS films have accumulated over the years: clear, beautifully detailed close-ups of…

Tony Pulis column: ‘VAR must clamp down on its neck’ – How I’ll change football for the fans

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🚀 Read this must-read post from BBC Sport 📖 📂 Category: ✅ Here’s what you’ll learn: Referees are controlled and directed by governing bodies, so they should be held accountable for many of the concerns mentioned above, but we need to move away from the situation we are in, where these concerns have become too widespread.We need to find a way to make referees invisible again because, at the moment, we have a system that has turned refereeing into nothing less than empire building, which means you often hear more people talking about VAR and refereeing decisions than you do…

Sam Kerr is ‘enjoying every moment’ after first Chelsea start for 692 days

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✨ Discover this insightful post from BBC Sport 📖 📂 Category: ✅ Here’s what you’ll learn: They say a week is a long time in football, let alone 99 weeks.Sam Kerr knows that all too well, as her 692-day wait to start for Chelsea ended on Tuesday.After scoring in her side's 3-1 Champions League win over PK Hacken on 20 December 2023, Kerr's career was rocked by injury.An anterior cruciate ligament injury sustained during a warm-weather training camp in January 2024, followed by several setbacks, kept her out of competition until September of this year.After scoring two goals in nine…

How founders can prepare for late-stage fundraising from the start

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💥 Discover this trending post from TechCrunch 📖 📂 Category: TC,Startups,Venture,fundraising,VCs,venture capital,startup fundraising,TechCrunch Disrupt 2025 📌 Key idea: Raising $250 million in a fourth round of funding may seem like a distant and unnecessary distraction to startup founders pitching investors for their first $1 million in seed money. But that doesn't have to be the case, according to many founders and venture capitalists. In their view, founders should strategize later-stage fundraising from the start. While on stage at TechCrunch Disrupt, startup founders should start thinking about their follow-on rounds before they get their first funding, said Saadi Khan, co-founder and…

In these three states, more than 15% of homes are purchased as investment properties

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💥 Explore this awesome post from Investopedia | Expert Financial Advice and Markets News 📖 📂 Category: Buying a Home,Mortgage,Personal Finance 📌 Key idea: Key takeaways Investors accounted for at least 15% of home sales in these three states in the second quarter: Missouri (18.9%), Mississippi (17.1%), and Nevada (15.4%).Nevada's share of investor purchases increased by the most compared to the second quarter of last year (3.8%).Investors typically pay less than the state average price in states such as Michigan, Maryland, and Virginia, and above the state average price in Montana, Utah, and California. Investors are buying homes at the…

Who Still Uses Cash? – Voronoi

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✨ Discover this must-read post from Hacker News 📖 📂 Category: ✅ Main takeaway: Geographic and Economic Patterns:The poorest countries rely more on cash: Myanmar (98%), Ethiopia (95%), and Gambia (95%) top the list, reflecting limited banking infrastructureWealthy nations are nearly cashless: Sweden (14%), Norway (10%), and South Korea (10%) show how digital payment infrastructure correlates with economic developmentEmerging economies like Mexico (80%), India (70%), and Thailand (65%) show that cash usage can be quite stickySurprising Outliers:Japan at 60% is remarkably high for such a technologically advanced nation - cultural preference for cash persists despite infrastructureGermany at 51% is an…

What’s in the Senate shutdown deal?

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🔥 Read this insightful post from PBS NewsHour - Politics 📖 📂 Category: congress,Donald Trump news,Government Shutdown 💡 Here’s what you’ll learn: For more political coverage and analysis, subscribe to Here's the Deal, our weekly political newsletter, here. The nation is about to emerge from the longest government shutdown in history. The US Senate passed a bill Monday night to end the shutdown by a vote of 60 to 40, with seven Democrats and one independent voting with Republicans to get the package over filibuster blocks. The deal came together in chunks. Appropriators spent long days drafting three specific attached…