Retirees choose this Midwestern gem for its charm, value, and easy flying options

Although it may not be on your retirement radar yet, Platte City, Missouri, is a Midwestern city close to some big-city amenities. If you’re looking for a quiet, peaceful and relaxing retirement, this small town might be worth a closer look.

Located about 25 minutes north of Kansas City, Platte City offers retirees the opportunity to stay connected to the world while enjoying a slower pace of life.

Let’s explore what makes this small city of about 4,800 residents an attractive option for avid, retired travelers.

Accessibility to travel

Platte City is located near the Kansas City International Airport. It’s only a 10-minute drive from downtown, or four miles. Although the airport is not large, it offers nonstop service to several major hubs throughout the United States, along with limited international flights to destinations in Canada and Mexico.

Travelers can access most major airlines through Kansas City International Airport, including American Airlines, Delta, Southwest, and United.

Public transportation

Retirees will need a car to get around Platte City and other areas of Kansas. The city does not have a train station, but Amtrak service is available in and out of Kansas City to other destinations. Again, this is about a 25 minute drive from Platte City.

Although public transportation options are limited, a bus route connects Platte City to Kansas City. However, realistically, you’ll need to drive or use ride-sharing services (although they are limited) to get around — especially if you plan day trips or frequently travel between cities in the rural Midwest.

Cost of living and affordability

With a median household income of $95,748, Platte County residents earn well above the national average of $80,610. This could be a strong indicator of regional economic health, and good news for those looking to relocate after retirement.

Housing prices in Platte City are also reasonable, especially for retirees moving from more expensive areas. The median home value in Platte County is $317,600, which is significantly higher than the Missouri statewide average of $262,355 (as of June 30, 2025), but comfortably below the national average of $410,800 (2Q 2025).

Whether you’re looking to purchase a modest single-family home or downsize to a more manageable home, the local real estate market may offer more flexibility than you’d expect from a town close to a major city.

On average, retirees in the area spend about $1,410 on monthly housing costs, which includes mortgage or rent, insurance, utilities and taxes. Transportation costs are also relatively reasonable at $1,343. However, it may be higher in areas with greater access to public transportation.

Platte County residents spend about $812 a month on taxes, although the state is somewhat tax-friendly for retirees. The average property tax rate is about 0.88%, which is right in line with the national average of about 0.91%. However, Social Security benefits are not taxed at the state level, which means you’ll keep more guaranteed income in your pocket during retirement.

Lifestyle considerations for retirees

While Platte City offers the laid-back appeal of small-town life, it doesn’t lack for character. Retirees can enjoy an afternoon at one of the local wineries, go antique shopping, or visit the many small museums that celebrate regional history and culture. The city’s relaxed pace can be a welcome contrast to the hustle and bustle of larger cities, making it ideal for retirees looking to unwind without completely disconnecting.

If you enjoy spending time in nature, you may also like the area’s rolling hills, as well as the local parks and trails nearby. You’ll find plenty of places for leisurely walks, bird watching or cycling. For those looking to enjoy more diverse restaurants, a sports game, or an expensive concert, Kansas City is less than a half hour away.

Having such close proximity to a major metropolitan area is definitely a plus. If you choose to move to Platte City after retirement, you won’t have to sacrifice easy access to entertainment, dining, and culture in the process.

Other things to consider

Keep in mind that Missouri is not actually part of the Sun Belt (instead, it is part of the Rust Belt). If you’re hoping for a more traditional retirement with year-round warm weather, this may not be the destination for you.

Platte City experiences all four seasons, with hot summers and cold winters. Average summer temperatures can reach the upper 80s, while winter temperatures often drop below freezing. Expect some humidity and rainstorms as well. The area receives about 30 inches of rain annually and occasional snowfall in the colder months.

While these risks are lower than in parts of the Deep South or along the Gulf Coast, they are still worth considering when choosing a home and insurance coverage.

Growth and population density

Platte County has grown steadily in recent years, but has not seen the massive development that other parts of the country (including the Sun Belt) have. Some suburban development is creeping north from Kansas City, but Platte City still retains its rural character. Overall, residents still manage to maintain a strong sense of community.

Traffic is minimal, especially compared to larger metro areas. This makes it easier for retirees to get around the city and means they are likely to be exposed to lower noise levels. With no rush hour, most people move at a slower, more relaxed pace.

Bottom line

If you’re a retiree who loves to travel but would rather return home to a quiet, affordable, community-oriented city, Platte City may be your ideal destination. With easy airport access, affordable housing costs, a nice mix of rural charm and proximity to a larger metro area, this Missouri city checks many boxes for a travel-friendly retirement.

Before making a move, consider spending a few days in Platte City. Explore the surrounding countryside, visit the airport to test how easy it is to get around, and take a day trip to Kansas City. You may find that this lesser-known gem offers just the right mix of comfort and convenience for your retirement years.